What do I need to do to obtain my money?
To be eligible for withdrawal, there must be a “triggering event,” usually limited to retirement, death, disability, or termination of employment.
If you’re still employed, your plan may allow you to take a loan from your account, or withdraw money to alleviate a financial hardship. You may also meet the requirements for an in-service withdrawal. For details specific to your plan, please refer to your Summary Plan Description (SPD), which your employer can provide.
If you leave your job, make sure your former employer has your current address. Your plan provider should prepare the necessary paperwork automatically. Your employer will forward you the forms to request a distribution.